A Closer Look at Proverbs 22: Verse 3

When reading over Proverbs 22, does verse 3 perhaps call for our discretion in today’s world?  And if so, what does it say to us?

In the KJV:

3A prudent man foreseeth the evil, and hideth himself: but the simple pass on, and are punished.

Or, in the Amplified Version:

3A prudent man sees the evil and hides himself, but the simple pass on and are punished [with suffering].

Any thoughts?

What do you think?